Home Ownership with Habitat
Habitat for Humanity of Spartanburg is an ecumenical, Christian ministry that builds safe, affordable homes in partnership with deserving, low-income families. You may qualify for a Habitat home if you:
1. Can demonstrate need:
Live in poorly maintained, substandard, or overcrowded housing; or in a dangerous neighborhood; or are cost-burdened.
2. Have the ability to pay:
Family Size Minimum Income Maximum Income
3-person household $14,800 $29,580
4-person household $16,400 $32,820
5-person household $17,750 $35,460
6-person household $19,050 $38,100
And in addition, have been financially stable, living and/or working in Spartanburg County for one year.
3. Are willing to partner with Habitat:
Give 250 hours of "sweat equity" first working on other families' homes, then building your own; also committing to attend Financial Management and Homeowner's Education classes.
Homeowner applicants who have completed the requisite requirements receive an affordable mortgage when they purchase their home from Habitat. The average monthly payment on a three bedroom, two bathroom, Energy Star- rated home is approximately $400, including property taxes and homeowner's insurance. The revenue from mortgages paid by Habitat homeowners goes directly into a fund that supports construction of more homes.
Informational meetings are held several times a year for those interested in becoming a Habitat homeowner. For more details, please call Tawanna Riker, Family Services Coordinator, at (864) 591-2221 x106.